| UK lockert Vergabe von Krediten |  |
Also, das klingt aber nach einem guten Test, ob man den Kredit bei 3 Punkten mehr auch bedienen kann.
The "stress test" forced lenders to calculate whether potential borrowers would be able to cope if interest rates climbed by up to 3%.
Removing the test may help some potential borrowers get loans, such as the self-employed or freelance workers.
Mortgage affordability test scrapped by Bank of England - BBC News - [https://www.bbc.com/news/business-62353114]